Want to Get a Mortgage Faster? Obey My Four Laws of Debt Free Prosperity!

I want to help you clear the hurdles of obtaining a new mortgage in a market where rules are stricter and it’s more difficult to qualify for the home of your dreams! What if I told you, all you have to do is follow the “laws” laid out in the book, The Four Laws of Debt Free Prosperity by Blaine Harris and Charles Coonradt with Lee Nelson.

These financial laws are great because they’re so simple, direct, proven…and effective!

They’ll help you reduce or eliminate debt, save money, and remove stress from your life because they’ll help you eventually qualify for the mortgage you want and deserve!

All right, enough talk. Let’s get right to those laws so you can start implementing them today!


Law #1: Tracking

This basic law says, “If you don’t know where your income is going, then you have no way of telling how well (or poorly) you’re doing financially.” Simply put, tracking means you need to keep regular records on your expenditures – every single one of them. That way, you can see where money is being wasted – and then eliminate that waste!

Law #2: Targeting

Okay, once you’ve got a handle on your expenses, you can then set targets or goals like “This month, I’m only going to spend $300 on gas…only $500 on groceries, etc.” In other words, your ultimate objective is to live within your means.


Key Point: Goals must always be written out! The “Four Goals…” authors say that “Goals not written down are wishes.”

Also, your goals must be specific, measurable, realistic, and have a specific deadline (“time-sensitive”). This is often called the S.M.A.R.T. system of setting goals, and you can find lots of information about it by googling “SMART goals” on the Internet.

Law #3: Trimming!

Law 3 is common sense advice - live within your means! In other words, live on less than you earn so you can have money to pay off your debts and then save for that mortgage!

Key Point: Always pay yourself first. The authors suggest you do this by using 10% of your income to pay off debts or invest and living on the remaining 90%.

Law #4: Training!

This law is also common sense - train yourself to live within your means! Get financially educated and realize that your money must be invested in assets that generate wealth (real estate, stocks, CDs, etc.) and not wasted on items that simply eat up your money.

So, there you have it – four simple laws that can give you a whole new life financially. By following them, you’ll get that mortgage sooner than you think and, at the same time, eliminate stress and worry from your life.

Call me today at (402) 301-4500 or contact me immediately at terry@terrywilliams.com and we can talk specifics about getting you qualified for that mortgage!