Vacation / Second Home Mortgage

Contact Terry Williams, The Mortgage Doctor to obtain your vacation home mortgage loan and make your dreams a reality - backyard barbeques and sunsets by the lake. Fun-filled relaxing fishing trips with children and grand children. Exciting family skiing vacations. A lifetime of memories.
It's time to buy your vacation home - and that means a vacation home mortgage loan from Terry Williams, The Mortgage Doctor.
If you're in need of a mortgage for a vacation home, we eliminate the hassles and the headaches from the process.
Why is it called a vacation home mortgage?
We call it a vacation home mortgage to eliminate the confusion between a second mortgage and a home equity loan.
What's the difference between a second mortgage and a home equity loan?
A second mortgage loan covers the costs of a second home, for example, a vacation home. The result is that the borrower has two mortgages and two homes. A home equity loan, on the other hand, allows the borrower to refinance their existing mortgage to get cash - or equity - out of their home. It's still one mortgage, but it's been refinanced.
Are interest-only vacation home mortgage rates available?
Yes! You can choose to pay a fixed, interest-only rate for a period of 10 years or 15 years with our interest-only vacation home mortgage.
How much money can I be approved for with a Vacation Second Home mortgage?
Depending on your income and expenses, you may qualify for a loan of $417,000 to $1.5 million. we are committed to working with you to help make your vacation home mortgage dreams come true.
Need more information? Call Terry Williams, The Mortgage Doctor at (402) 301-4500 or start an application today!
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