We are at the height of tornado season and this can be a very scary time for people. Though tornados have proven their potency for destruction time and time again, you can keep your family safe and sustain some piece of mind by coming up with an emergency plan. In this article I have provided you with 5 key tips to helping you prepare for an emergency such as a tornado as well as links to other sources with even more emergency preparedness tips.
Identify a Safe Place
The first thing that you must do to develop an emergency preparedness plan is to identify the places and routes which will get you out of harm’s way quickly. During a storm, you want to find the lowest level in the building. If there is no level lower than the first, find the most interior room of the floor as far away from windows and doors as possible. Closets, hallways interior stairwells work best. Map out two escape routes from each room of your house in event of a fire and write down each of these routes. Make sure everyone in your family is aware of your emergency plans and if you have small children, it is not a bad idea to have drills so they will get familiar with the family emergency plan.
Prepare an Emergency Supply Kit
You should keep enough supplies at home to meet the needs of you and your family for at least 3 days. This includes water, dry food, dry clothes, battery powered radio, flashlight with extra batteries and a first aid kit. If you purchase these items in small quantities at a time and stow them away for use solely in an emergency, it need not be expensive and you need not encounter the crowds that descend upon retail stores in the days and hours before a disaster strikes. Make sure your emergency supplies include a crank radio. Even though we have a great deal of devices that work to get news during a disaster, these all are battery operated and may not last the duration of the emergency.
Establish and Communicate a “Safety Plan”
Having a plan set in place is the best way to avert disaster in times of crisis. First, have a family meeting so everyone is on the same page. Establish the best escape routes from your home and pick a place to meet after everyone is out of harm’s way. If you have small children, make sure they know how to spell their last name, an adult’s contact phone number, and how to dial 9-1-1 in case they become separated. Mark your calendars to review your plan every six months.
Draft and Maintain a Will
Though many people may find the idea of drafting and discussing their living will and testament a little uneasy, it is very important to have one to prepare for the worst case scenario. If you or your spouse perish in an emergency, having a will will make sure your family is secure after you are gone. If you do not have a will, contact a lawyer immediately to prepare drafting one.
Be Able to Adapt
We may think that if we have a set plan, then we will be ready for any emergency that comes our way. Having a plan will be EXTREMELY beneficial to you and your family during a crisis, but you must always be able to adapt during times of crises. Having a second, third or even fourth back up plan will help your family not become stagnant during a disaster and know the safest plan of action no matter the situation.
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Many of us have heard of the devastating effects of tornadoes and storms over the past few years. And though the financial damage has been devastating in the affected areas of these storms, many lives were saved due to the preparedness of the citizens of these locales. To learn more about how you can keep your family safe during a disaster, click the following links.
http://dmh.mo.gov/docs/diroffice/disaster/30Tips.pdf
http://tlc.howstuffworks.com/home/how-to-prepare-for-a-tornado.htm
http://med.stanford.edu/somsafety/forms/EP_Home.pdf
The Mortgage Doctor Offers You Options, Not Limitations
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No matter what industry you are working with, you want someone who is able to provide you with the highest amount of options; not someone who limits your choices. When it comes to your mortgage, if you think it is too much to ask for a professional, trustworthy representative AND someone who can work around your schedule and provides expert solutions, then think again. The Mortgage Doctor is here for you and here are three of the main ways I offer you the most options.
50 State Coverage
When you work with the Mortgage Doctor, you’re mortgage needs aren’t just covered here in Nebraska. I offer you coverage throughout the entire United States. That means if you are buying a second home, an investment property in another state or relocating, you don’t need to go out and search for another mortgage banker; you will be able to use the banker you trust the most.
All Loan Programs Available
No matter what type of loan program you are looking for, the Mortgage Doctor has you covered. I deal with FHA loans, VA loans, Conforming loans and all types of HARP loans. So whether your credit is in perfect health or have challenges with loan amount or credit, I will be able to find the loan that will work best for you.
Technology
The Mortgage Doctor understands that your time is precious. That’s why I use cutting-edge technology to cater my business to you. Though I appreciate every opportunity to meet with my clients face-to-face, I understand my client's time is valuable. I utilize e-sign loan documents and web portals that not only make efficient use of your time but allow you to become involved in the process. Because of these systems, there will never be a need to get in your car and drive across town to sign a document. You can just upload and send your signed documents to me digitally. If you are unsure how this works, I’ll be more than happy to walk you through the steps to save you time in the future. Whether you want to talk via cell phone, email or text, I’ll respond right away.
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While most consumers work on a mortgage an average of every three years, I would like to remind you that I work on mortgages every day. That's why, although this process may have challenges, I will be able to make it as efficient and educational as possible for you. If you have any mortgage questions or concerns, feel free to give me a call at (402) 301-4500. Thanks!
Omaha Summer Events 2013
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Omaha, Nebraska is a summer gem hidden in the Heartland of America. Activities abound for those living in the metro area or looking for a weekend get-away. Great food, outdoor activities, baseball, and culture are just some of the options open to those who wish to soak up the summer sun and dive into “The Big O.”
On April 27, USA Swimming announced that the Olympic Swim Trials would be heading back to Omaha for a third consecutive trip. Omaha beat out bigger venues such as St. Louis and San Antonio to solidify its status as one of the hubs of American swimming. Last year’s event was showcased on prime-time network television, giving our city terrific national exposure.
The Omaha Henry Doorly Zoo is one of the most heralded zoos in the country and Omaha’s premier family destination. Offering state of the art exhibits and an array of animals from around the globe, a trip to the Henry Doorly Zoo is a memory that is sure to stay with any visitor, young or old.
The Omaha Farmer’s Market occurs throughout the summer on Saturday and Sunday mornings. Customers stroll among the outdoor stands and are able to peruse and choose from the freshest fruit and vegetables from America’s Breadbasket. The annual Taste of Omaha showcases the best food in the area right on the scenic Missouri River waterfront.
Every June, college baseball teams and their fans travel from coast to coast to witness collegiate athletics in its highest form for the NCAA College World Series, this year taking place from June 15 to June 25. Known as “The Greatest Show on Dirt,” the CWS was played annually at Johnny Rosenblatt Stadium for 60 years. Two years, the tournament moved to a new 21st century facility named TD Ameritrade Park in Omaha’s North Downtown, or NoDo, region. Children will enjoy the excitement on and off the field as well as an ice cream cone from the world famous Zesto’s. For adults looking to enjoy a night on the town, there is no bigger week than the CWS. The bars right around the baseball park, in the Old Market, or on Leavenworth Street are always packed with enthusiastic locals and tourists having a great time and making new friends.
The Cox Classic at Champions Golf Course brings in some of the brightest up and coming stars in the PGA-Nationwide Tour. The annual tournament, held this year from August 19 to August 25, is Nebraska’s longest running PGA sponsored event. Before the exciting weekend conclusion to the tournament, lessons and camps are offered to youngsters looking to get on the links and improve their budding golf game. In addition to the Cox Classic, Omaha looks forward to welcoming some of golf’s greats for this year’s Senior Open (July 7-July 14). Held at the Omaha Country Club, Omahans can expect to see some of the games masters up-close and personal.
The Omaha-metro area offers any outdoor lover numerous opportunities to get out and enjoy the sun. Boating and jet-skiing are available at Carter Lake, Lake Manawa, and the Missouri River for the aquatic enthusiast. Mahoney State Park, DeSoto Wildlife Refuge and Fontenelle Forest offer miles of hiking trails for those looking to get off the beaten path. Dozens of events geared toward the runner and cycler are taking place all summer in the metro area at places like the Wabash Trail and Big Papio Trail. The Joslyn Art Museum, Durham Western Heritage Museum and the Omaha Children’s Museum offer fun and educational exhibits to all. Shakespeare on the Green performs the playwright’s great works in the comfortable night air. The Orpheum Theatre brings in some of the hottest acts from Broadway such as The Lion King and Jersey Boys.
From critically acclaimed local bands to the biggest tours on earth, Omaha will not disappoint the music lover. In addition to concerts at Omaha’s best indoor venues such as The Waiting Room Lounge, The Slowdown and the CenturyLink Center arena, The Maha Music Festival, the Stir Cove Concert Series, Jazz on the Green and Playing with Fire concert series have become staples of the Omaha music scene.
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