Happy Holidays and Thank You!

The holidays are approaching and with that comes the special time of year where we want to give thanks and show love to our family, friends and people who have helped us this past year. I hope my family, clients and business partners feel the same way and offer thanks to the people who have made you the person you are today.

I want to wish you all a happy and safe holiday. Thank you!

What Will You Change for 2014?

What Will You Change for 2014?

It’s almost the end of 2013, can you believe it? It seems like we were just having this discussion at the end of 2012. Today I wanted to do a review of 2013. The housing recovery greeted 2013 with an increase in home sales and home prices. The market has changed from a buyer’s market to a seller’s market. There were many houses that were experiencing multiple-offer scenarios and homes selling in one weekend.  Some people are starting to see some equity gains and home prices are beginning to return to pre-2008 levels. Mortgage interest rates were at a historic all-time low, and this allowed people to move into nice houses or refinance their existing houses with phenomenal interest rates we may never see again. The stock market also brought all-time historic highs, which is great for your 401(k) and other investments. 

Social media continues to become a major player in our everyday lives. The revolution is continuously progressing as more and more businesses and industries begin to utilize it. This year also marked the implementation of Obamacare, which I’m not here to debate good or bad, but it is a change that impacted millions of Americans and will continue to do so in 2014. Aside from political and social changes, the weather has unpredictable in all parts of the country. With heavy rains for days on end, large forest fires in California and Colorado, landslides in Colorado and tornadoes that devastated Oklahoma and most recently, Illinois, we are left to only wonder what weather winter will bring us.

Finally, 2013 has been a great year for me, and hopefully it has been for you too. Most importantly, what are you doing for 2014? Have you set a New Year’s Resolution? This isn’t tied to specific calendar date, but it’s meant to make a change in your specific situation. My commitment to my clients, friends and family is to bring a more passionate message about financial fitness, physical fitness and emotional fitness. It is important for everyone ages 18-65 to be healthy, and this means that all three pillars of the table need to be stable. I’m excited for 2014, and I am going to make it the best year yet.

Thanks for watching and have a safe and happy holidays!