Can You Use a Mortgage to Consolidate Debt?

  

Today I'd like to speak about consolidating debt. Some of my clients have asked whether or not they could use the equity in their homes to give themselves some breathing room in regards to their debts. There are a lot of different circumstances under which someone would want to do this, and owning a home is a great way to manipulate your cash flow. This is especially true in the low interest rate environment.

You really need to look at your home in the same way as a business owner. If you can increase your cash flow and reduce your expenses, you can restructure your life. If you're interested in doing something like this, then please give me a call and I'd be glad to give you a thorough analysis and consultation, all at no cost to you.

I look forward to speaking with you!

How to Stand Out in Omaha's Crowded Market

We're currently seeing a hot seller's market in Omaha. People are bidding on homes with multiple offers, and it's important for you to realize that if you're buying a home, the competition will be fierce.

One way to separate yourself from other buyers in Omaha is to become pre-approved for a mortgage loan. Most sellers won't even give your offer a second thought if they see you're not pre-approved.

Secondly, mortgage rates are set to increase this year, so your buying power will take a hit if you wait to buy a home. Rates are set to increase by at least 1% by the end of the year. Every day that you wait, it could be costing you thousands of dollars in mortgage payments. Now is the time to lock in a low interest rate!

If you need help getting approved for a mortgage, please don't hesitate to contact me. I would be glad to provide you with some advice on how to lock in a low rate.